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USA Newcomer Guide

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Taxes

Federal, state, and local taxes, filing basics, income documents, withholding, and first-year tax decisions.

W-2 Versus 1099

A short guide to employee and contractor pay, tax withholding, benefits, records, and warning signs when a job uses W-2 or 1099 paperwork.

7 min readSettling In
  • taxes
  • W-2
  • 1099
Practical guideUpdated 2026-09-13

Federal Versus State Taxes

A beginner guide to federal, state, local, payroll, sales, and property taxes, including what to check when you live or work in more than one state.

11 min readSettling In
  • taxes
  • federal-tax
  • state-tax
Practical guideUpdated 2026-09-13

Taxes for Newcomers in the U.S.

A beginner overview of federal and state taxes, filing season, tax residency, income documents, refunds, ITINs, and common first-year tax mistakes.

12 min readSettling In
  • taxes
  • IRS
  • filing
Practical guideUpdated 2026-06-27