Skip to main content
USA Newcomer Guide

Guide library

Practical guides for getting set up in the U.S.

Browse published guides for arrival, documents, phone service, transportation, money, healthcare, and everyday life.

New here? Follow the journey instead.

The route map walks you through your first months stage by stage, in order. This library is for when you already know the topic you need.

See the route map

Search the guide library

Search by task or keyword, filter by journey stage or topic. Guides are listed in journey order.

Filter by journey stage
Filter by topic

Showing 56 of 56 guides.

Preparing for Your Move to the United States

A pre-arrival checklist for planning documents, flights, housing, transportation, phone access, money, packing, and first-week basics.

15 min readBefore You Leave
  • before-arrival
  • planning
  • documents
Practical guideUpdated 2026-09-12

Finding Temporary Housing

A practical guide to choosing safe temporary housing before or after arriving in the U.S., including hotels, extended stays, short-term rentals, campus housing, hosts, scams, and proof-of-address limits.

12 min readBefore You Leave
  • housing
  • temporary housing
  • hotels
Practical guideUpdated 2026-06-04

First-Time Arrival Guide

A step-by-step arrival guide, covering documents, airport arrival, transportation, phone service, and the first week.

7 min readArrival Day
  • usa arrival
  • airport
  • transportation
Practical guideUpdated 2026-09-13

Airport Arrival Guide

A practical guide to what happens after landing at a U.S. airport, including immigration, baggage claim, customs, phone data, and transportation.

7 min readArrival Day
  • usa arrival
  • airport
  • customs
Practical guideUpdated 2026-09-13

Getting Around After Arrival

A beginner guide to airport rides and local travel in U.S. cities using rideshare, taxis, buses, trains, transit cards, walking, biking, and safety basics.

7 min readArrival Day
  • transportation
  • airport
  • rideshare
Practical guideUpdated 2026-09-13

Phone and Internet for U.S. Arrival

A practical arrival guide to staying connected in the United States, including eSIM, SIM cards, temporary data, Wi-Fi, tethering, and common phone mistakes.

9 min readArrival Day
  • phone
  • internet
  • esim
Practical guideUpdated 2026-05-31

First Week Checklist

A first-week checklist covering housing, phone service, transportation, groceries, documents, banking, safety, school, and work.

7 min readFirst Week
  • usa arrival
  • checklist
  • first week
Practical guideUpdated 2026-06-24

How to Choose a U.S. Bank Account

A practical guide to choosing a first U.S. checking account, comparing banks, credit unions, online banks, fees, ATM access, cash deposits, and safety.

11 min readFirst Week
  • banking
  • checking account
  • debit card
Practical guideUpdated 2026-06-12

How to Open a U.S. Bank Account

A guide to opening your first U.S. bank account, including documents, SSN rules, online applications, debit cards, direct deposit, and account safety.

8 min readFirst Week
  • banking
  • checking account
  • debit card
Practical guideUpdated 2026-09-13

Urgent Care Versus Emergency Room

A practical guide to choosing primary care, urgent care, retail clinics, telehealth, the emergency room, or 911 when you need medical help.

11 min readFirst Week
  • healthcare
  • urgent care
  • emergency room
Practical guideUpdated 2026-09-12

How Public Transit Works

A beginner guide to using U.S. public transit, including subways, buses, commuter trains, regional differences, payment, transit cards, and mistakes.

9 min readFirst Week
  • transportation
  • public transit
  • subway
Practical guideUpdated 2026-09-13

How to Use a Laundromat

A practical beginner guide to finding a laundromat, paying for machines, washing and drying clothes, and avoiding common laundry mistakes.

11 min readFirst Week
  • laundromat
  • laundry
  • daily life
Practical guideUpdated 2026-06-07

What To Do While Waiting for Your SSN

A guide to waiting for a Social Security Number, including what you can do without it, when to follow up, paperwork, banking, housing, and scams.

11 min readFirst Month
  • ssn
  • paperwork
  • first-two-weeks
Practical guideUpdated 2026-09-12

Proof of Address

A beginner guide to proof of address in the U.S., what documents may count, who asks for it, and what to do if you just arrived.

9 min readFirst Month
  • proof-of-address
  • paperwork
  • documents
Practical guideUpdated 2026-06-23

How To Build Proof of Address Quickly

A step-by-step guide to getting proof of address quickly for banks, DMV, school, work, housing, phone service, utilities, or records.

10 min readFirst Month
  • proof-of-address
  • paperwork
  • first-month
Practical guideUpdated 2026-09-13

Driver License and State ID Basics

A practical guide to choosing a state ID or driver license, checking state rules, preparing documents, understanding REAL ID, and using AAA services where available.

14 min readFirst Month
  • driver-license
  • state-id
  • real-id
Practical guideUpdated 2026-06-29

Health Insurance Basics

A beginner guide to premiums, deductibles, copays, networks, urgent care, emergency rooms, prescriptions, and health insurance mistakes to avoid.

10 min readFirst Month
  • health insurance
  • healthcare
  • newcomers
Practical guideUpdated 2026-06-24

Health Insurance Terms

A plain-English guide to premiums, deductibles, copays, coinsurance, networks, claims, prior authorization, EOBs, and how visit costs usually work.

9 min readFirst Month
  • health insurance
  • healthcare
  • medical bills
Practical guideUpdated 2026-06-24

How to Find a Doctor or Clinic

A practical guide to finding primary care, clinics, urgent care, student health services, and in-network providers before you need medical help.

9 min readFirst Month
  • healthcare
  • doctors
  • clinics
Practical guideUpdated 2026-09-12

Renting Your First Apartment

A practical beginner guide to finding and renting a first apartment in the U.S., including budgets, tours, applications, credit checks, deposits, leases, scams, and move-in timing.

12 min readFirst Month
  • housing
  • renting
  • apartments
Practical guideUpdated 2026-09-12

Apartment Application Process

A practical guide to apartment applications, including documents, fees, credit checks, income proof, guarantors, denials, scams, and next steps.

12 min readFirst Month
  • housing
  • apartment applications
  • renting
Practical guideUpdated 2026-09-12

Credit Checks

A practical beginner guide to U.S. credit checks, where they are used, what hard and soft checks mean, and why your file may be thin or missing.

8 min readFirst Month
  • credit checks
  • credit reports
  • rent
Practical guideUpdated 2026-09-13

Understanding Lease Agreements Before Signing

A practical beginner guide to reading an apartment lease before signing, including rent dates, deposits, fees, utilities, guests, roommates, repairs, renewal, penalties, and document safety.

12 min readFirst Month
  • housing
  • renting
  • leases
Practical guideUpdated 2026-06-07

Security Deposits Explained

A practical guide to rental security deposits, first and last month's rent, broker or Realtor fees, roommates, private landlords, apartment complexes, deductions, and deposit return basics.

13 min readFirst Month
  • housing
  • renting
  • security deposits
Practical guideUpdated 2026-06-07

Move-In Housing Checklist

A move-in checklist for setting up assigned housing, dorms, apartments, or temporary rooms, including bedding, food, cleaning, and bulky items.

9 min readFirst Month
  • housing
  • move in
  • checklist
Practical guideUpdated 2026-06-07

Understanding Renters Insurance

A short practical guide to what renters insurance usually covers, what it does not cover, when landlords require it, and how to choose a basic policy.

5 min readFirst Month
  • renters-insurance
  • housing
  • renting
Practical guideUpdated 2026-06-29

Utilities Explained

A practical beginner guide to electricity, gas, water, trash, sewer, internet, landlord-paid utilities, renter-paid utilities, deposits, due dates, proof of address, and shutoff notices.

15 min readFirst Month
  • housing
  • utilities
  • electricity
Practical guideUpdated 2026-06-06

Setting Up Home Internet

A practical guide to choosing and installing home internet after moving into housing, including availability checks, equipment, fees, contracts, data caps, roommates, and temporary hotspot options.

12 min readFirst Month
  • housing
  • utilities
  • internet
Practical guideUpdated 2026-06-07

How to Choose a U.S. Phone Plan

A practical guide to prepaid and postpaid phone plans, major U.S. carriers, credit checks, device financing, discounts, data, and common phone-plan mistakes.

9 min readFirst Month
  • phone
  • mobile plans
  • prepaid
Practical guideUpdated 2026-09-13

What Is a Credit Score?

A beginner guide to U.S. credit scores, credit reports, secured cards, rent applications, and the mistakes that make credit harder to build.

8 min readFirst Month
  • credit score
  • banking
  • credit cards
Practical guideUpdated 2026-09-13

How To Build Credit

A practical beginner guide to building U.S. credit history with secured cards, credit builder loans, authorized user accounts, low balances, and on-time payments.

12 min readFirst Month
  • credit
  • credit cards
  • secured card
Practical guideUpdated 2026-09-13

Car Sharing and Rental Cars

A practical guide to Zipcar-style car sharing, traditional rental cars, peer-to-peer car rentals, campus programs, insurance, deposits, fees, and driving risks.

8 min readFirst Month
  • transportation
  • car sharing
  • rental cars
Practical guideUpdated 2026-09-13

Understanding Your First Paycheck

A practical beginner guide to gross pay, net pay, direct deposit, taxes withheld, payroll deductions, and what to check on your first paycheck.

10 min readFirst Month
  • paycheck
  • payroll
  • direct deposit
Practical guideUpdated 2026-06-27

Buying Your First Car

A practical beginner guide to deciding whether to buy a car, comparing used and new vehicles, checking loans and fees, and handling title, registration, insurance, and scam risks.

10 min readFirst Month
  • car
  • buying-car
  • auto-loan
Practical guideUpdated 2026-06-29

Car Insurance Explained

A practical beginner guide to liability, collision, comprehensive, deductibles, limits, proof of insurance, state minimums, and how to shop for your first U.S. car policy.

9 min readFirst Month
  • car-insurance
  • driving
  • car
Practical guideUpdated 2026-06-29

Registering a Vehicle in the U.S.

A practical beginner guide to title transfer, registration, insurance proof, inspections, plates, fees, and state deadlines after you buy a car.

9 min readFirst Month
  • car
  • vehicle-registration
  • title-transfer
Practical guideUpdated 2026-06-30

Police Stop While Driving

A practical guide to pulling over safely, showing documents, handling questions, understanding citations, and getting help after a traffic stop.

11 min readFirst Month
  • police-stop
  • traffic-stop
  • driving
Practical guideUpdated 2026-09-12

How to Choose Your First Credit Card

A practical beginner guide to choosing a first U.S. credit card, comparing secured cards, student cards, approval odds, fees, deposits, and credit bureau reporting.

12 min readSettling In
  • credit
  • credit cards
  • secured card
Practical guideUpdated 2026-09-13

Buying Used Furniture Safely

A practical guide to checking used furniture for pests, damage, scams, unsafe pickup plans, delivery problems, and move-in risks before bringing it home.

12 min readSettling In
  • housing
  • furniture
  • used furniture
Practical guideUpdated 2026-06-07

Zelle, Venmo, Cash App, and Payment Apps

A beginner guide to using payment apps safely, including Zelle, Venmo, Cash App, PayPal, Apple Cash, roommate payments, deposits, online buying and selling, scams, refunds, and privacy.

12 min readSettling In
  • payment apps
  • zelle
  • venmo
Practical guideUpdated 2026-09-13

Common Scams Targeting Newcomers

A practical guide to government impersonation, immigration legal-help scams, housing scams, fake jobs, bank and SSN verification scams, utility scams, payment red flags, and where to report fraud.

17 min readSettling In
  • scams
  • fraud
  • identity theft
Practical guideUpdated 2026-06-27

Common Utility Scams

A practical guide to fake utility shutoff calls, suspicious payment demands, fake technician visits, roommate utility problems, and how to verify a real utility company before paying.

14 min readSettling In
  • housing
  • utilities
  • scams
Practical guideUpdated 2026-06-07

What To Do If You Were Scammed

A practical recovery guide for newcomers who already sent money, shared documents, or clicked a scam link, including immediate steps, reporting paths, and identity-theft protection.

10 min readSettling In
  • scams
  • fraud
  • identity theft
Practical guideUpdated 2026-09-12

Shopping in America

A practical beginner guide to understanding stores, sales tax, receipts, returns, price matching, pickup orders, warranties, and store credit card pressure.

11 min readSettling In
  • shopping
  • daily-life
  • sales-tax
Practical guideUpdated 2026-07-02

Are Warehouse Clubs Worth It?

A practical guide to warehouse club memberships, including bulk buying, unit prices, transportation, storage, and when stores like Costco, Sam's Club, or BJ's actually save money.

11 min readSettling In
  • warehouse-clubs
  • shopping
  • groceries
Practical guideUpdated 2026-07-02

Taxes for Newcomers in the U.S.

A beginner overview of federal and state taxes, filing season, tax residency, income documents, refunds, ITINs, and common first-year tax mistakes.

12 min readSettling In
  • taxes
  • IRS
  • filing
Practical guideUpdated 2026-06-27

Federal Versus State Taxes

A beginner guide to federal, state, local, payroll, sales, and property taxes, including what to check when you live or work in more than one state.

11 min readSettling In
  • taxes
  • federal-tax
  • state-tax
Practical guideUpdated 2026-09-13

W-2 Versus 1099

A short guide to employee and contractor pay, tax withholding, benefits, records, and warning signs when a job uses W-2 or 1099 paperwork.

7 min readSettling In
  • taxes
  • W-2
  • 1099
Practical guideUpdated 2026-09-13

U.S. Resume Basics

A practical guide to resume length, contact details, education, experience, skills, references, and work-authorization wording before you apply.

8 min readSettling In
  • resume
  • jobs
  • work
Practical guideUpdated 2026-06-28